No Concession
$8,068
P&I per month
7.25% interest
$0 less per month
Marcus Delacroix· Delacroix Private Client Group
Illustrative presentation · property details have not been confirmed by the agent.
Buyer Property DossierSample
1800 SE Fort King St
1800 SE Fort King St · Ocala, FL · 34471
Target
—
Beds
—
Baths
—
Sq Ft
—
Lot
—
Built
—
$/Sq Ft
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Prepared Exclusively For
Dr. & Mrs. Hale
Marcus Delacroix
Buyer Representation Specialist · Delacroix Private Client Group
(352) 555-0199
Payment Options
What Your Payment Could Really Be
This scenario uses the saved price as an illustrative assumption. The property price awaits agent confirmation.
30-year loan. Estimated permanent pricing: 1% of the loan per 0.25% rate reduction. Seller contributions and eligibility must be confirmed with your Loan Officer. Property tax not provided. Insurance not provided. These amounts are not included in P&I below.
2-1 Buydown
$6,531
P&I per month in Year 1
5.25% payment equivalent
Year 2: $7,282
Year 3+: $8,068
The note rate stays at 7.25%. Seller funds cover the temporary payment difference.
$27,880 seller dollars · $9,620 left for closing costs
Permanent Buydown
Lowest for life$7,476
P&I per month
6.5% interest
$593 less per month
$35,483 seller dollars · $2,018 left for closing costs
Same $37,500 from the seller, $593 a month less with a permanent buydown for the life of the loan.
Marcus Delacroix
For illustration only. Not a loan offer or commitment to lend. Actual rates, costs, and program eligibility vary. Payments shown are principal and interest only unless noted and exclude mortgage insurance and HOA dues. Buydown pricing is an estimate.
01
The property, considered
Property details and marketing copy await agent confirmation. Consult your advisor for verified facts about this home.
01B
Complete Property Tour
02
Market context & comparable properties
Verified market data is not attached. Your advisor can provide sourced comparable sales and pricing guidance. No illustrative sales are included in this analysis.
Property and market records are subject to verification. Agent-reviewed facts are not an independent inspection.
03
Offer & acquisition discussion
Offer terms
Review price, contingencies and closing preferences with your advisor.
Due diligence
Confirm condition, insurance, title and applicable restrictions before proceeding.
Financing
Confirm available funds and financing terms before committing.
Timeline is illustrative; actual dates and contractual deadlines must be confirmed.
Due Diligence & Closing Roadmap
- Day 0Offer Accepted
Executed contract and earnest money delivered.
- Days 1-10Due Diligence
Inspections, insurance quotes, survey and HOA review.
- Days 10-21Appraisal & Underwriting
Appraisal, title search and final loan approval.
- Days 21-28Final Walk-Through
Confirm condition, repairs and utilities transfer.
- ClosingKeys in Hand
Sign, fund and welcome home.
03B
Your purchase, considered
Purchase budget
To confirm
Your priorities
Review with your advisor
Financing readiness
To confirm
| Home | Price | Budget difference | Beds / Sq. ft. | Fit & trade-offs |
|---|---|---|---|---|
| 1800 SE Fort King St | — | — | — / — | Subject property |
Estimated monthly ownership
Estimated total per month
$0
Principal & interest $0
Interest, taxes, insurance and HOA start at zero until entered. Estimates exclude mortgage insurance, utilities, maintenance and closing costs. Not a loan quote.
Before you make an offer
Confirm property condition, insurance availability, flood exposure, HOA restrictions, permits and comparable pricing with qualified professionals.
For illustration only. Not a loan offer or commitment to lend. Actual rates, costs, and program eligibility vary. Payments shown are principal and interest only unless noted and exclude mortgage insurance and HOA dues. Buydown pricing is an estimate.
04
Your Advisor
Marcus Delacroix
Buyer Representation Specialist
Delacroix Private Client Group · Lic. BK9087654
Your next chapter
See it for yourself
Connect with Marcus Delacroix.
Sample presentation. Contact details are illustrative; requests are unavailable.